Loyalty Redemption 2w5s6b

Debit Card Loyalty Points Redemption Form Debit Card Loyalty Points Program detailsDebit Card Loyalty Points program is a reward program that enables a Cardholder to earn loyalty points by simply using IDBI Bank Debit Card for purchases. Loyalty points calculation & Redemption:

Debit Card Type

Minimum Minimum Redemption Points earned value per point Points required spent required per `100 spent per cycle w.e.f. 01/02/13 in one cycle

Classic/Gold/Magic/Women's

1

0.25

200

`20,000

Platinum

2

0.50

1000

`50,000

Being Me

2

0.25

500

`25,000

Kids

2

0.25

100

`5,000

Redemption cycle: Redemption cycle is a 12-month period, which starts from the month following the issuance of the Debit Card. For example if a card is issued in Feb, then 12 months would be calculated from Mar-Feb. Transactions considered for the calculation of loyalty points: Transactions at Merchant establishments and e-commerce* (online) transaction done using IDBI Bank Debit Card are considered for calculating the loyalty points. *No loyalty points are awarded for Mutual Fund transactions, Government payments, Insurance payment, IRCTC bookings and payment to Educational Institutes made through IDBI Bank Debit Card. Transactions not considered for the calculation of loyalty points: ATM Transactions and Card-to-Card transfer transactions are not considered for calculation of loyalty points. Points Redemption: The loyalty points can be redeemed for Cash Credit to your . Expiry of Points: All points earned in the 12-month cycle would be valid for 2 more months following the end of the 12month period. Post this, these points would expire. Process for Redemption of Points: The customer has to fill in the redemption form with the following details: Name, Card Number, Cust ID, Number, Number of Points to be redeemed, Signature and Date. The form needs to be submitted at your home branch. The points will be redeemed, and customer's will be credited within 7 working days.

Debit Card Loyalty Points Redemption Form

Debit Card Loyalty Points Redemption FormPlease fill in all details carefully. Write in BLOCK letters. Complete the redemption form and submit it to your IDBI Bank branch. Cardholders Name-

IDBI Bank Debit Card No.-

Customer ID-

Number-

Description

Number of points to be redeemed

Cash Credit to Primary

I have read the and Conditions of this offer and agree to abide by them. I authorize you to debit the accumulated loyalty points and credit my for the requisite number of points towards the above redemptions.

Date: _______________________

Cardholder's Signature: _________________________ (Same as that used for your banking )

For Bank Use Branch Name:_____________________________

Signature verified by:_____________________________

Branch Seal:___________________________________________

Date:_____________________________

Correspondence Address: Debit Card Department, C-Wing, 13th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Mumbai - 400005

Debit Card Loyalty Points Redemption Form and Conditions Definition Card means valid IDBI Bank Debit Cards and include supplementary/add on cards. Card mean IDBI Bank Debit Cardholders. Program means the IDBI Bank Debit Card Rewards Program. Points are Reward Points awarded under the program.

Program: The Program is a rewards program that enables a Card Member to earn points on charges incurred on his/her card by purchase of goods and services on the card and any other charges as may be included by IDBI Bank from time to time for the purpose of the program. The points are redeemable against a cash credit to the cardholder's primary . The program will remain open from the effective date till such time as may be determined by IDBI Bank Debit Cards at their sole discretion. IDBI Bank reserves the sole right to exclude the products and services featured in the rewards brochure for redemption of loyalty points.

Points Accrual: Points will not be accrued on charges that are subsequently reversed. IDBI Bank, at its sole discretion, may also award points for any other transactions either for a specific period or for specific situations/promotional schemes. Points will not be awarded to card towards ATM transactions and transactions involving cash advances and fees such as ing fee, annual fee, supplementary card fee, multiple card fee, and service charge transactions. The above list of transactions may be modified by IDBI Bank at its discretion under intimation to the card member. Points will accrue to the individual card s in the case of eligible Primary, Supplementary or Multiple cards. Points accrued by any Supplementary cards will automatically accrue to the Primary Card on which the Supplementary cards are issued and not to any other card . No accumulation or carry over or redemption of points will be permissible, if on the relevant date any card, be it a Primary, Supplementary, Multiple or any other card has been withdrawn or closed or cancelled or reinstated or is liable to be cancelled/withdrawn because of any breach of the and Conditions of the card member agreement. The points will lapse in the event that such a card is closed either voluntarily by the card member or by the bank at its discretion. Should the card be reinstated either by the card member or by IDBI Bank Debit Cards, the card member will not get the benefit of any points accrued prior to cancellation or withdrawal or closure of the card . In the event of voluntary closure of the IDBI Bank Debit Card by a card member, the points that are in the card can be redeemed within a month of such closure. Failure to redeem these points within such period will cause the points to automatically lapse or expire. A card member cannot transfer any points to another person.

Redemption: Points accrued can only be redeemed by the Primary card member and not by any additional card member. The 12-month period would start from the month following the issue of the Debit Card. All points earned in the 12-month period would be valid for 2 more months following the end of the 12-month period. Post this these points would expire. All linked s and the card must be in good standing and not cancelled or terminated by IDBI Bank Debit Cards or the card member at the time of a redemption request. The points are redeemable only against a cash credit to the cardholder's primary . Redemption orders from card once given to IDBI Bank Debit Cards cannot be cancelled or withdrawn or changed. On redemption, the points would automatically get subtracted from the accumulated points in the card member's . Orders will be fulfilled in the order in which they are received & accepted by IDBI Bank Debit Cards. If a card member does not have sufficient number of points for an order the order will be deemed cancelled. Information supplied by the card member on the redemption of certain rewards may be used by IDBI Bank Debit Cards or the service establishments that provide the rewards for istrative or marketing purposes or such other or further purpose as IDBI Bank may determine. Any tax or other liabilities or charges payable to the Government or any other authority or body or any other participating establishment which may arise or accrue to the card member by redemption as aforesaid or otherwise as a result of this scheme shall be to the sole of the card member.

Other and Conditions: Loyalty points reward structure as well as reward of loyalty points for different merchant categories is subject to revision from time to time. IDBI Bank reserves the right to change and modify the and conditions at any point of time without prior notice to card . IDBI Bank also reserves the right to modify wholly or in part this program by any other program or terminate the program at any time without prior notice to card . This scheme is entirely voluntary and it is understood that all charges are voluntarily incurred by a card member in the normal course of card usage. These and conditions will be in addition to and not in substitution/derogation to the rules and regulations governing the use of IDBI Bank Debit Cards. Nothing therein amounts to a commitment or representation by IDBI Bank Debit Cards to continue this program or conduct further similar or other schemes. IDBI Bank Debit Cards computation of points shall be final, conclusive and binding on Card and will not be liable to be disputed and questioned. All disputes if any arising out of or in connection with or as a result of this IDBI Bank Debit Cards rewards program shall be subject to the jurisdiction of the competent courts/tribunals at Mumbai. In the case of a disputed transaction being resolved in favour of the card member and/or where a transaction is reversed, the equivalent points will also be reversed.

IDBI Bank Limited, Regd. Office: IDBI Tower, WTC Complex, Cuffe Parade, Mumbai – 400005. Toll Free Numbers reachable from any landline/Mobile phones: 1800-200-1947 / 1800-22-1070, Non- Toll Free Number: 022-66937000. Website: www.idbi.com